 |








|
BLOG THE GLOBE:
Gain expertise and insight into the
world of insurance and estate planning.
>>
|
|
 |
Privacy Policies and Practices
 |
Global Insurance Group has always been committed to
ensuring the privacy and confidentiality of the
information it receives. Recently, Congress enacted
the Financial Services Modernization Act, which
requires that certain companies, including insurance
agencies, inform their customers how personal
information is collected or disclosed.
To assist in underwriting and servicing your
business with us, we may obtain non-public personal
information, It could be information we receive from
you verbally or from emails, on applications or
forms, such as name, address, phone and fax numbers,
email address, Social Security number, drivers
license number, assets, income, medical information,
etc. We’ll get information from your transactions
with us, as well as your current and past insurance
companies such as payment history, account balance,
claims information, coverages, and premiums, etc. We
may obtain information from third parties or
consumer reporting agencies such as motor vehicle
report, insurance score, credit history, etc. in
addition, for life, annuity, disability and health
products, we may obtain your medical history with
your permission. The nature and extent of the
information we obtain varies based on the nature of
the products and services you receive.
|
|
 |
|
 |
 |
|
We do not disclose any non-public personal information about our
customers or former customers to anyone, unless the disclosure is
necessary to service your account, and is permitted by law. For
example, we may disclose non-public personal information about you
in the following situations: to carry out a transaction that you
request; to provide information to companies who perform services on
our behalf to help us administer your insurance policies and adjust
claims; to comply with a validly issued and enforceable subpoena or
summons.
We do not sell information about our customers.
If you only supply us with your postal address on-line you will
receive the information you requested only by mail. If you supply us
with your telephone numbers on-line, you may receive telephone
contact from us. If you give us your email address, you may receive
email from us in the future.
While we strive to protect your information, Global Insurance Group
cannot ensure or warrant the security of any information you
transmit to us, and you do so at your own risk.
The importance of security for all personally identifiable
information associated with our guests is of utmost concern to us.
Unfortunately, no data transmission over the Internet can be
guaranteed to be 100% secure. As a result, while we strive to
protect your personal information, Global Insurance Group cannot
ensure or warrant the security of any information you transmit to us
or from our online applications. Once we receive your transmission,
we make our best effort to ensure its security on our internal
systems.
This web may contain links to other web sites. Global Insurance
Group is not responsible for the privacy practices or the content of
such web sites. Contact the authors or webmasters at those sites for
their privacy practice statement.
Email Communication
We recognize that SPAM is an ever-growing problem. We protect your
email address as is if it were our own. We do not share email
addresses with anyone other than your insurance company or one
you’re applying to. All email addresses are stored on secure servers
with multiple layers of protection. By sharing your email with us,
you consent to periodic newsletters and communications from Global
Insurance Group. You can always opt out of these communications by
contacting us.
Jurisdiction and Enforceability
Use of this website is governed by the laws of the state of Georgia,
other than laws governing conflicts of laws. The exclusive venue for
the resolution of any related dispute is a court of competent
jurisdiction in Dekalb County, Ga. If any part of these terms and
conditions are invalidated by a court of competent jurisdiction, the
invalid provision(s) are deleted and the remaining provisions are
not affected and remain valid and enforceable in accordance with the
express terms thereof.
Loss Prevention
Any loss prevention or hazard management advice presented in this
site is intended as general information of interest to the general
public for controlling or minimizing the potential for injuries to
persons and property and resulting losses occurring in the home, on
the road, in workplaces, business environments, and other specified
circumstances or situations. In providing this information, Global
Insurance Group does not warrant that all potential hazards or
conditions have been evaluated or can be controlled, or that such
risks or losses are covered under the insurance polices or programs
described in this site. This information is not intended as an offer
to insure such conditions or exposures, or to indicate that Global
Insurance Group will underwrite such risks. Global Insurance Group
assumes no liability for insurance contracts issued by any insurance
company it represents. Any losses are subject to the specific
written terms and conditions of actual insurance policies issued by
these companies.
Third-Party Sites
This site may contain links to other Internet sites (“third-party
sites”) that are not maintained by Global Insurance Group. These
links are provided solely for your convenience. Since other sites
are not under our control, we cannot guarantee the quality,
accuracy, or timeliness of those sites. Global Insurance Group makes
no warranties or representations about, and disclaims any
responsibility for, the contents of any products or services offered
in such third-party sites. Any reference to a linked site or any
specific product or service by name does not constitute or imply its
endorsement by Global Insurance Group. Questions about the content
of those sites should be directed to their authors.
It is up to you to take precautions to ensure that whatever you
select for your use is free of such items as viruses, worms, trojan
horses, malicious codes and other items of a destructive nature. IN
NO EVENT WILL THE GLOBAL INSURANCE GROUP BE LIABLE TO ANY PARTY FOR
ANY LOSS OR DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL
DAMAGES CAUSED BY USE OF THIS WEB SITE, OR ANY OTHER HYPERLINKED WEB
SITE.
Products and Services
The information and descriptions of products and services contained
in this site are intended as general information and do not contain
all of the terms, conditions and exclusions applicable to the
products and services offered by Global Insurance Group and it’s
insurance companies. The precise coverage afforded is subject to the
terms and conditions of the policies as issued, and may vary from
the general descriptions in this site. This Web site does not amend,
modify, or supplement the policies. Availability of the products and
services described varies by state. Always consult the actual policy
for details regarding terms, conditions, definitions, coverages, and
exclusions. Contact us to discuss products, services, and programs
which may be available to you.
Please note that none of the information contained in this Web site
should be viewed as an offer to sell, or as a solicitation to
purchase, any of our products or services. Rather, the information
on our products and services is provided to you so that you can
learn what products Global Insurance Group generally offers. We
believe there is not one policy to fit all people and insurance
should be carefully tailored to the needs of the individual,
business, or other organization. While we gather information, and
may even offer premium indications, personal contact with one of our
professionals becomes necessary prior to an actual sale. Global
Insurance Group is committed to the concept of personal service.
Warranties Disclaimers
The materials contained in this site, and in linked sites, directly
or indirectly accessible from this site, are provided
WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING
BUT NOT LIMITED TO ALL IMPLIED WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT.
Global Insurance Group makes no claims, promises, or guarantees
about the accuracy, completeness, or adequacy of the contents of
this Web site, and expressly disclaims liability for errors and
omissions in the contents of this Web site. No warranty of any kind,
implied, expressed or statutory, including but not limited to the
warranties of non-infringement of third party rights, title,
merchantability, fitness for a particular purpose, and freedom from
computer virus, is given with respect to the contents of this Web
site or its links to other Internet resources.
Reference in this Web site to any specific commercial products,
processes, or services, or the use of any trade, firm, or
corporation name is for the information and convenience of the
public, and does not constitute endorsement, recommendation, or
favoring by Global Insurance Group.
Ownership information presented on this Web site is considered
public information and may be distributed or copied.
Global Insurance Group has the unlimited right to use for any
purpose all information submitted to Global Insurance Group by this
site except those submissions made under separate legal contract.
This Web site and the information it contains are provided as a
service by Global Insurance Group. This system is monitored to
ensure proper operation, to verify the functioning of applicable
security features, and for comparable purposes. Anyone using this
system expressly consents to such monitoring. Unauthorized attempts
to modify any information stored on this system, to defeat or
circumvent security features, or to use this system for other than
its intended purposes are prohibited and may result in criminal
prosecution.
BACK
|