Final Expense

Burial Life Insurance, or Final Expense, policies have three important characteristics:

	1. The life insurance       coverage is permanent  2. Life insurance premiums      never change  3. The life insurance policy       accumulates cash value
Funeral Expenses         Additional Costs

A Final Expense life insurance policy assures you coverage for the rest of your life. A Burial Insurance and Final Expense policy also gives those you leave behind the freedom and flexibility to pay the remaining expenses and debts that may be outstanding. This makes a Burial Insurance and Final Expense policy different from a burial protection policy exclusively covering burial costs.

Burial Insurance and Final Expense polices allow you to choose the coverage amount appropriate for your circumstances. You can tailor the policy to your personal needs. Burial Insurance and Final Expense policies are simplified issue meaning there is a short application and no medical exam.

• These funeral expenses include:

  • Cemetary Plot

  • Casket

  • Headstone

  • Funeral Service

  • Visitation/Viewing

  • Minister

  • Hearse
     

• Additional costs are often associated with the death of an individual:

  • Legal Fees

  • Debts

  • Doctor Bill

  • Pay off debts like mortgage, car, credit cards

  • Legal costs at death (probate, taxes, etc.)